Planning for Retirement
Retirement today means something different than in previous generations. People are feeling younger and living longer. Some are choosing to remain in the workforce – either by continuing in their professions or enjoying encore careers. Many are planning for an active lifestyle, one that may include adventure travel. As we are living longer, we must consider the increasing costs of health care and long-term care, as well as the need for our money to last for not just a few years, but potentially decades. Your Raymond James advisor has the expertise and resources to help you plan for all of the things you want to do.
There’s so much more to retirement these days than simply not working. The possibilities are boundless. Your Raymond James advisor will help you envision the specifics of the retirement lifestyle you want, and help you develop a plan that can turn those dreams into reality.
Just because you no longer receive a paycheque doesn’t mean you won’t need steady income. Our planning process continues into your retirement. Your Raymond James advisor will work with you to develop an income stream designed to last a lifetime and help ensure a secure and comfortable retirement.
Government Pensions & Benefits
There are a number of variables to consider in terms of government pensions and benefits – including when to start collecting, how to maximize your benefit and what to do if you choose to go back to work. Your Raymond James advisor can guide you through the decision-making process to make choices that best suit your income needs.
Health & Long-term Care
As we live longer, we also increase the likelihood that, one day, each of us could face a health issue or need long-term care. The increasing costs of such care can test the limits of anyone’s wealth. Your Raymond James advisor can help you consider ways to alleviate those costs, as well as the stress of providing quality care for loved ones.
Living longer means you will want to preserve your standard of living as you grow older. You will want to have comfortable housing and reliable modes of transportation to stay mobile. And you’ll want to have quality care when you need it. Your Raymond James advisor can help you identify sophisticated solutions for living not just a longer life, but a fulfilling one.