Portfolio Management A Global Approach to Portfolio Management

Customized portfolio management

The first and most important piece of working together is to get to know you. When you choose to place your financial well-being in the hands of someone else, there has to be a high level of trust. You have worked hard to build your business or career, accumulate savings and build wealth. There are experiences you would like to have and significant goals you have made for the milestones in your life.

As your trusted partner, we help you pursue your goals by constructing, managing and monitoring a broadly diversified portfolio that is fully customized to suit your needs. Through clear communication, we help you understand what you own and why, placing your best interests above all else.

Using a wealth of resources, we gain insight into the risk and return characteristics of your investment options. The portfolio strategies we pursue are modeled on those used by elite institutions to help us select a mix of asset classes that closely matches your individual preferences and appetite for risk. This approach weighs several factors – your goals, time horizon and tax implications – to create a stronger portfolio tailored to you.

Our priority is to help you make informed financial decisions about the components of your portfolio. We also take care to assess the ongoing tax implications of your plan. When your needs and situation evolve, we adjust accordingly to ensure we are always in sync with you and measuring up to your expectations.

A Personalized Portfolio

As your wealth management team, we are not putting forth just any investment strategy, but the strategy that is designed to best fit your life. Meeting your requirements for growth, income or capital preservation – while being mindful of your attitude toward risk – is our objective. You can expect a portfolio that is individually customized to reflect the future as you envision it.

Comprehensive Monitoring

Staying on top of trends and events that influence the investment environment and your portfolio’s performance is crucial for us. We rely on deep resources, analysis and the insight of our team to keep your financial objectives in sight and help drive smart decision-making.

Global Investing

As Benjamin Graham, the father of value investing, said, “The essence of investment management is the management of risks, not the management of returns”.

Many investors overlook the crucial aspect of reducing risk through global diversification. In general, we gravitate to the familiar, which means that most people prefer to invest in the stocks of companies they know — those that are listed in the TSX stock exchange. This is known as home-country bias. Considering Canada represents only approximately 3% of world stocks, diversifying globally provides investors with significant additional investment opportunities. Investors who concentrate all their investments in their home country—simply because it’s familiar—may be missing out on a world of diversification.

At Grum Wealth Management, we believe in global diversification. We also believe that investing outside your borders can help further diversify and protect your portfolio, now and into the future.

Contact us for a 30 minute “Ask-us-anything” meeting to discuss moving you closer to a more certain future.

Access the Value of Confidential Integrated Wealth Management Advice on Your Current Investments

If a friend, family member, or family office has referred you to us, please email us at GrumWM@raymondjames.ca or contact us directly at +1 (403) 221-0315 to set up a confidential introductory meeting.

Please keep in mind that diversification and asset allocation do not ensure a profit or protect against a loss.

Alternative investments involve specific risks that may be greater than those associated with traditional investments and may be offered only to clients who meet specific suitability requirements, including minimum net worth tests. You should consider the special risks with alternative investments including limited liquidity, tax considerations, incentive fee structures, potentially speculative investment strategies, and different regulatory and reporting requirements. You should only invest in hedge funds, managed futures or other similar strategies if you do not require a liquid investment and can bear the risk of substantial losses. There can be no assurance that any investment will meet its performance objectives or that substantial losses will be avoided.