How understanding your total RRSP contribution room could save you thousands in taxes
Last week, a client making over $200,000 annually told me he'd been contributing the annual maximum to his RRSP and thought he was fully optimized. When I pulled his Notice of Assessment, we discovered he had over $50,000 in unused contribution room he didn't even know existed from previous years when he had different financial priorities.
- Archives
- Category
-
Topic
- Alternative Investments
- Articles
- Articles
- Auto Financing
- Car Buying Advice
- Car Financing Strategy
- Car Loan Mistakes
- Car Payment Budget
- Classic Car Investment
- Extended Warranty
- Financial Planning
- Financial Planning for Collectors
- Markets & Investing
- Media
- New vs Used Cars
- Passion Investing
- Vehicle Financing Advice
- Vintage Car Ownership Costs
© 2025 Raymond James Ltd. All rights reserved.
Privacy | Advisor Website Disclaimers | Manage Cookie Preferences
Raymond James Ltd. is an indirect wholly-owned subsidiary of Raymond James Financial, Inc., regulated by the Canadian Investment Regulatory Organization (CIRO) and is a member of the Canadian Investor Protection Fund (CIPF).
Securities-related products and services are offered through Raymond James Ltd.
Insurance products and services are offered through Raymond James Financial Planning Ltd, which is not a member of the Canadian Investor Protection Fund (CIPF).
Raymond James Ltd.’s trust services are offered by Solus Trust Company (“STC”). STC is an affiliate of Raymond James Ltd. and offers trust services across Canada. STC is not regulated by CIRO and is not a Member of the Canadian Investor Protection Fund (CIPF).
Raymond James advisors are not tax advisors and we recommend that clients seek independent advice from a professional advisor on tax-related matters. Statistics and factual data and other information are from sources RJL believes to be reliable, but their accuracy cannot be guaranteed.
Use of the Raymond James Ltd. website is governed by the Web Use Agreement | Client Concerns.
© 2025 Raymond James Ltd. All rights reserved. Member IIROC / CIPF | Privacy Policy | Web Use Agreement
