A 401(k) can be one of your best tools for creating a secure retirement. It provides you with two important advantages. First, all contributions and earnings to your 401(k) are tax-deferred. You only ...

The IRS requires that you withdraw at least a minimum amount - known as a required minimum distribution (RMD) - from some types of retirement accounts annually, starting the year you turn age 70-1/2. ...

A 401(k) contribution can be an effective retirement tool. Since January 2006, there has been a new type of 401(k) - the Roth 401(k). The Roth 401(k) allows you to contribute to your 401(k) account on...

An IRA can be an effective retirement tool. There are two basic types of individual retirement accounts (IRA): the Roth IRA and the traditional IRA. Use this tool to determine which IRA may be right f...