Our team emphasizes discretionary money management of $1M or above in our Raymond James Partners Program. Partners is not a product; rather it is a professional service where client capital can access leading institutional money managers who are reviewed for many metrics including performance, personnel, compliance, asset allocation and investment style. Partners offers four layers of due diligence – your team with Michael Korman, an outside consultant performing monthly detailed metrics, the Investment Management Group within Raymond James, and the compliance departments of our Partners money managers. These layers of due diligence are not typically found with a lone retail financial advisor. Investment managers available through the Partners platform are experienced in proven and disciplined formats. We hire one or a combination of investment managers to result in an optimal allocation with the conservation, tax efficiency and clarity of your money in mind. For more on this service, please view link to our Partners brochure.

For portfolios under $1M, our team will manage direct fee based portfolios. Click our Viridian Brochure link for a description of this fee based service. Our tax-deductible accounts may use units from specialized mutual funds and/or exchange traded funds (ETFs) where we emphasize particular sectors such as real estate, utilities and financial services with high dividend yields to enhance your monthly income. An example of a long term sector strategy would be to offer an ETF on North American telecom companies paying high dividends and acquire a complement in shares such as BCE, Telus, Verizon and AT&T.

An agreed upon Investment Policy Statement provides a roadmap to help you understand how your money will be managed. Finally, we consult on optimal insurance, provide TFSA and registered account advice to best take advantage of your integrated situation. We keep things simple for clarity, while minimizing the complexity of money management for you.