Our Process

Our goal is to take you from initial interest to full implementation of your customized financial plan within 30 days. This efficient and structured approach ensures that you quickly see tangible progress and benefits from our services. Here's how we achieve this rapid transition:

  • During the first week, we focus on establishing a strong foundation for our potential partnership:

    • We assess whether we can properly service your needs
    • You determine if our services align with your expectations
    • We encourage you to ask questions and address any concerns
    • We evaluate your risk tolerance to tailor our approach

    If you decide to proceed, we schedule our first in-depth meeting for the following week.

  • Pre-Meeting Preparation:

    • Gather your old statements, identification documents, and a void cheque

    During the Meeting:

    • We explore YOUR DREAMS and GOALS
    • Discuss your Family, Occupation, Recreation, and Money (FORM) priorities
    • Review your existing financial statements and Winton numbers
    • Complete necessary paperwork, including Client Account Agreements (CAAs) and account forms

  • By the fourth or fifth week, we're ready to present your comprehensive financial plan:

    Pre-Meeting:

    • We contact you to schedule the final meeting once all accounts are settled

    Final Meeting:

    • Present your written Financial, Razor, and Cash Flow Plan (including an Estate Plan if applicable)
    • Discuss your tailored Investment Strategy
    • Propose a Model Portfolio if funds are available, or recommend Meritage options otherwise

    With your agreement, we promptly implement your customized financial solutions.

Summary of services and fees
Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort.
Franklin D. Roosevelt