Our Approach

Blending integrity, hard work and a willingness to listen to each client like he or she is the only investor in the world, Vikas is dedicated to assisting his clients in meeting their financial needs. He uses a hands-on approach when working with clients, meeting with each of them on a regular basis to ensure that their investments remain suitable for their objectives throughout changing personal and market conditions.

• A financial plan starts with in depth analysis of your personal situation. Working with Raymond James financial planning experts, Vikas will sit with you to thoroughly understand your financial situation and he will ask you many questions in order to get required information. We need to know where you are now - an inventory of your current financial assets and liabilities - and the MOST IMPORTANTly: “WHERE DO YOU WANT TO BE IN THE FUTURE?” At this step, your goals are identified and established.
• PORTFOLIO MANAGEMENT : is more than buying stocks and bonds, it is understanding and matching appropriate investments to your risk profile and your time horizon and continuing to monitor them over time. Through Raymond James Ltd. Vikas has access to a wide range of research and recommendations, and many investment solutions, such as GICs, Gov’t & corporate bonds, stocks, mutual funds and managed account solutions.
• TAX PLANNING : Effective tax planning includes knowing how to properly minimize your tax burden. Vikas would be happy to work with your accountants.
• ESTATE PLANNING : Estate planning requires a qualified team working with you in order to achieve your goals through trusts, wills, insurance, etc. Working with Raymond James estate planning experts, Vikas can help you design a complete estate plan for your family’s needs.
• SMALL BUSINESS PLANNING: Vikas understands the specific needs of professionals and excels in working with small business owners and professionals such as doctors and lawyers. Raymond James can help with your needs for your business or your employees.
• REVIEWS: Vikas encourages every client to review their investments every 90 days and we have developed a Personal Financial Organizer to help clients stay on top of their investment portfolios.

THE KEY IS TO START EARLY, MAKE A PLAN AND FOLLOW THAT PLAN