Business Models
It's your practice. You decide how to run it.
Review both of our business models, and select the one that is best suited to your individual business needs. Whichever business model you choose, you will receive in writing our commitment that guarantees you full ownership of your book of business.
Your Business, Your Way
Compare our business models to choose how you want to work with us.
| Independent Employee Model | Independent Agent Model | |
|---|---|---|
| Description | Branch Setting | Independent Office Setting |
| Payout Options | Up to 55% in cash compensation (varies with production level); also up to 5% additional in Raymond James Financial, Inc. stock. | Up to 85% (less any applicable transaction costs); up to 3% additional cash bonus payout based on total production. |
| Payout Calculator |  > Click to view calculator |
> Click to view calculator |
| Support Staff | Determined by Branch Manager and Financial Advisor | Determined by Financial Advisor. |
| Resources | Access to all Raymond James products and services. | Access to all Raymond James products and services. |
| Products | Full suite of investment and insurance offerings; fee-based solutions; ranked research; capital markets / new issue participation. | Full suite of investment and insurance offerings; fee-based solutions; ranked research; capital markets / new issue participation. |
| Technology | Comprehensive suite of technical and web-based solutions, including Dataphile (Account Management), Thomson One (Live Equity Quote Service), and NAVIPLAN (Financial Planning). | Comprehensive suite of technical and web-based solutions, including Dataphile (Account Management), Thomson One (Live Equity Quote Service), and NAVIPLAN (Financial Planning). |
| Employee Benefits | Full array of competitive offerings, jointly financed by Financial Advisor and Raymond James. | Financed by Financial Advisor. |
| Location and Set-up Support | Determined by Raymond James. | Determined by Financial Advisor; guidance (as required) offered by Raymond James. |
| Location and Office Expenses | Covered and fully paid for by Raymond James. | Covered and fully paid for by Financial Advisor. |