Our Process

Our Process

The first priority of our time together is to review what your unique vision for financial independence is. Since no two of our clients are alike, our first goal is to make certain you feel understood. Once we have discussed where you wish to go, our next step is a thorough examination of your present situation. Therefore, we will review such things as what you earn, what you own and what you owe, along with any supporting documentation, in order to review how well your assets align with your goals. These results form the foundation of your “Personal Financial Planning Strategy”.

Implementing your strategy may take a short or long time depending on the complexity of tasks required and the involvement of other professionals such as tax or legal specialists. Once in place, we monitor and protect the integrity of your strategy - reconciling your position on the Financial Independence Continuum and against current economic and industry conditions.

Detailed investment statements, financial commentary and insurance reports comprise an important part of ongoing communication. Upon engagement, we will also determine your preferred schedule for face to face reviews of your plans and your progress.

Clients that find Oram Spelliscy Family Wealth Management most valuable appreciate our comprehensive methods of organizing and overseeing their financial arrangements. For this reason, a majority of our clients hold most or all of their investable assets under our care and have made us agents of record on life, disability, critical illness and long term care insurance policies. These arrangements increase our ability to have maximum impact upon our clients' results.